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The fastest-growing segment of credit card use today is in "card-not-present" transactions in which a customer orders by mail, telephone or fax. With First Data Independent Sales you can process mail/telephone orders quickly and easily by using a virtual terminal, or point of sale (POS) credit card processing software. A third option would be to simply manually enter transaction data through a traditional point of sale (POS) credit card terminal.
To process credit cards for these sort of transactions, you'll need a special merchant account specifically designed for that purpose. Because you never take physical possession of a credit card both Visa® and Mastercard® use different criteria for evaluating risk. We can help.
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Take advantage of low fees on the following options:
- PC Charge™ - An award-winning product that helps reduce fraud losses, saves you time and money, and provides powerful features and performance at the point-of-sale. Robust and customizable reporting features. | Get More Information
- Verisign® Payflow Link - If you process fewer than 1,000 credit card sales per month, Payflow Link is an ideal, easy to use Internet gateway that lets you complete secure automated transactions over the Internet. | Get More Information
- Authorize.net™ TotalPay - Authorize, process, and manage credit card transactions without the complicated software and hardware that is normally needed to process payments over the Web. | Get More Information
- ICVERIFY® for Windows® - One of the most comprehensive payment processing products available for merchants. Using a personal computer (PC) or PC-based electronic cash register (ECR), it processes all payment types, including credit, debit, check, purchase cards, and private label cards.
It helps you handle all of your in-store, mail, telephone, and electronic transactions in one easy-to-use program. ICVERIFY software can also assist you with reconciliation by providing reporting that mirrors your merchant statement. Multiple users can share one telephone line and no hardware upgrades are involved in the setup process. | Get More Information
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